Justice & Journalism with Judge Mike Carter ✅ 401K FOR DOWN PAYMENT? TRUMP PLAN WOULD LET AMERICANS USE THEIR OWN SAVINGS TO BUY A HOME According to multiple reports, the Trump administration is preparing a proposal that would allow Americans to use money from their 401(k) retirement accounts to help cover down payments on homes — without paying the usual 10% early-withdrawal penalty. Under current rules, taking money out of a 401(k) before age 59½ typically triggers income taxes plus a penalty.
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