RRIF vs Annuity
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lifeannuities.com
Is Life Insurance Needed After Retirement? This video tackles a big question many retirees face: Do you still need life insurance after you stop working? We explore when coverage still serves an important purpose and when it may be safe to scale back or drop it altogether. You’ll learn how to think about life insurance in retirement around income replacement, debt payoff, final expenses, estate goals, and protecting a spouse’s lifestyle. We’ll walk through real-world scenarios where coverage is
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Can You Roll Over an Annuity to Another Annuity? This video explains how to roll over an existing annuity into a new annuity and when that can be done tax-deferred. The core question we answer is: if your current annuity no longer fits, can you move it into a better contract without cashing out and paying taxes right now? You’ll learn how 1035 exchanges allow certain annuity-to-annuity rollovers, which contracts qualify, and what happens to your cost basis, guarantees, and surrender schedule whe
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