Federal policy changes that decrease risk pooling will lead to higher insurance premiums for less-healthy populations and greater numbers of uninsured Americans.

Learn about coinsurance, including its definition, types, calculation, benefits, and drawbacks. Compare with deductible and discover cost management tips.

Some experts warn of a potential "death spiral" in the Affordable Care Act marketplace if young, healthy consumers drop coverage amid soaring costs.

Survey data shows import tariffs were a factor in 2025 business costs, but the New York Fed said other, less splashy price ...

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over ...

As Americans are becoming increasingly concerned about the cost of health insurance, with price hikes for many plans expected next year, experts have told Newsweek when it could be cheaper to cover ...

The American health care system suffers from many misalignments of incentives, but one is particularly irksome: When individual patients make prudent decisions about their care, choosing reasonable ...

When Noah Hulsman, who owns a skate shop in Louisville, Kentucky, learned he no longer qualified for federal subsidies to help him pay for his "gold" Affordable Care Act health plan, the 37-year-old ...

Mayor Jimmy Giannettino says the city is confronting escalating costs and revenue pressures as it prepares for the next budget cycle, with health insurance, pensions and utilities driving much of the ...

Private health insurance premiums will be going up in 2026—in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over ...